### Introduction

What the calculator does.

This free online Time Value Calculator will provide you with a powerful motivator for overcoming the temptation to succumb to instant gratification and its wealth-destroying consequences.

Specifically, this time value calculator will calculate the future value of your present time, as well as the amount of time that future value represents.

For example, if you invested one hour's worth of wages you earn today, the calculator will not only tell you how much it would grow to by the time you reach retirement age, but also how much time off your investment would buy you.

With that I invite you to use the Time Value Calculator to calculate how much money your current time could be worth to you in the future, as well as how much time off from work that future amount of money could represent.