How to use the Present Value Calculator.
Enter the future lump sum you would like to calculate present value for.
Select either "Months" or "Years" and enter the corresponding number of periods to calculate present value for.
Enter the present value discount rate.
Select the applicable discounting interval.
Click the "Calculate Present Value" button. This will display the calculated present value of the lump sum, the interest earnings, and a year-by-year growth chart.