Calculate the Present Value of a Future Lump Sum

Given the term, discount rate, and discounting interval.

Future sum:Future sum:Future lump sum:Future lump sum:
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Future lump sum:

Enter the dollar amount of a future lump sum of money you wish to calculate present value for, without the dollar sign and commas.

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# of Number ofNumber of
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Number of months/years:

Select either Months or Years and enter the corresponding number of periods.

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Disc rate:Discount rate:Present value discount rate:Present value discount rate:
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Present value discount rate:

Enter the discount rate to be used in the present value calculations. Please enter as a percentage but without the percent sign (for .06 or 6%, enter 6).

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Frequency:Frequency:Discounting frequency:Frequency of discounting:
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Frequency of discounting:

Select the discounting frequency to use in the present value calculations.

Calculate Present ValueCalculate Present Value of SumCalculate Present Value of Lump SumCalculate Present Value of Future Sum
PV:Present value:Present value of lump sum:Present value of future lump sum:
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Present value of future lump sum:

Based on your entries, this is the amount you would need to deposit/invest now in order for your investment to grow to the entered future lump sum within the specified time frame.

Interest:Interest:Discounted interest earnings:Discounted interest earnings:
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Discounted interest earnings:

Based on your entries, this is the total of the discounted interest earnings on the future lump sum. Or, this is how much future compound interest you will earn on the invested present value for the specified number of months or years.

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